Bank Of America Credit Card Application Rules

But aren t listed on bank of america s own credit card pages count against the 2 3 4 limits. Find the credit card that s right for you and apply online today.

Bank Of America 2 3 4 Rule When Can I Apply For My Next Credit

Bank of america has a maximum credit limit for each individual and when a card is closed the limit does not become available again despite the closure for approximately one year.

Bank of america credit card application rules. Bank of america can be strict when evaluating credit card applications potentially denying your application even if you aren t breaking the rules above. Factors that often result in a denial include. But if you then apply for another bank of america card within two months of these applications you ll likely be denied.

Check the status of a bank of america credit card application you ve submitted within the last 90 days. Send your overnight credit card payment to. Many bank of america cards have a 24 month rule where you can t get a card if you ve had that card in the past 24 months.

Credit card application restrictions summary. Just about all card issuers have tight rules on card applications and approvals. By reducing the credit limit before you cancel you are able to increase your chances of approval on your next bank of america credit card.

This premium rewards card will not be available to you if you currently have or have had a premium rewards card in the preceding 24 month period. Explore a variety of credit cards including cash back lower interest rate travel rewards cards to build your credit and more. As you can see there s a huge variance in terms of approval rules across the major card issuers.

As a result you could get approved for the alaska airlines visa signature credit card and the bank of america premium rewards credit card if you apply for both of them on the same day or within the same month. And the lucrative bank of america premium rewards credit card notes. This card will not be available to you if you currently have or have had the card in the preceding 24 month period.

There is a new rule from bank of america whereby they ll only approve you for at most two cards per rolling 2 months. Application status check. New bank of america credit card application rules posted on october 4 2017 by daniel gillaspia opinions reviews analyses recommendations are the author s alone and have not been reviewed endorsed or approved by any of these entities.

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